BUY SMART - Buying Your Dream Home
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| 1. |
Get Pre-Approved. |
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To be pre-approved for a mortgage loan is your first
best move. Pre-approval is more effective than
pre-qualification, which only gives you a rough idea of the amount a
lender will lend you - assuming no hang-ups in the credit and income
checking process. In the eyes of the seller, pre-approval
makes you a very desirable "cash" buyer. That's a real
advantage over another buyer whose financing is uncertain.
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| 2. |
Beat the Competition to New Listings. |
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Once we know your specific price range and tastes,
we can regularly do a computerized market update for new listings.
That way you'll get a jump on other buyers before the new listings
are advertised or an open house is held. Timing can be
everything in today's market.
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| 3. |
Do Your Research. |
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Make yourself an "expert" by investigation local
properties to get an idea of price ranges. Once you know what
your money will buy, we'll add our up-to-the-minute knowledge of
what other properties sell for in specific neighborhoods and what
impact specific features have on price.
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| 4. |
We Can Present Your Offer in Person. |
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Nobody wants their offer presented on a fax machine
in the listing agent's office while other buyers are putting offers
on the seller's kitchen table. When the situation calls for
that personal touch, you'll gain an advantage by having us present
your offer in person.
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| 5. |
Prove You Mean Business. |
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There is no better way to show you are serious about
buying a property than by including a good faith deposit along with
your offer. A competitive deposit could be as much as $500 to
be sure it gets the seller's attention.
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| 6. |
Don't Lose Your Head. |
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Just because the market is active doesn't mean you
should be willing to pay any amount for your dream home. Sure
you may have to offer something other than the asking price, such as
paying for the inspections, closing costs, or offering a closing
that fits the seller's timetable.
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| 7. |
Keep It Simple and Clean. |
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Make sure your headache-free contract
isn't overly cluttered with unnecessary contingencies, especially
repairs. Keep contingencies to a minimum. Better yet,
offer to be helpful, such as order an inspection in 48 hours or be
willing to take care of any required local certificates such as
smoke detectors. Be flexible, a buyer who will accommodate a
seller's needs is a smart buyer.
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| 8. |
Don't Be a Lone Wolf. |
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What you need most in today's market is experienced
professional guidance. As your neighborhood real estate
specialists, we can help you get pre-approved, find a property, and
negotiate. Call us today. |
Each CENTURY 21® office is independently owned and operated. Licensed Real Estate Broker. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sales, changes or withdrawal. Neither Century 21 People Services Realty nor Century 21 Real Estate Corporation shall be responsible or liable for any typographical errors, misinformation, or misprints. An Equal Opportunity Company. Equal Housing Opportunity.